When someone dies the financial responsibility for a funeral can rest with the deceased’s family and friends. This burden can catch them off guard and become financially unmanageable if prior arrangements have not been made.
A survey of 1,500 people aged 50 and over, shows that one in seven have either found themselves in financial difficulty due to the costs incurred by a funeral, or know someone who has.*
Due to the legal processes, the deceased’s funds may not always be immediately available to those who are left to make the funeral arrangements. Family and friends may therefore find themselves having to use their own savings to cover the costs. Alternatively, at what may be an extremely emotional time, they may have to turn to credit, loans or contributions.
Choosing a pre-paid funeral plan through your local funeral director ensures your funeral wishes are known, reducing the pressure on loved ones to make the right decisions at what can be a difficult time. A pre-paid funeral plan can also give you the freedom to get on and enjoy life, with the peace of mind that your funeral arrangements are taken care of. Here are some of the other benefits of taking out a funeral plan with your local funeral director.
- No medical or health questions to answer
- Secure your funeral director’s costs – our plans cover your selected funeral director’s costs and you can make a contribution towards third party costs such as cremation, interment and officiant’s fees.
- Transferable – if you move, you should be able to transfer your plan to a funeral director near your new home. There may be more to pay depending on local prices.
- Pay in full or by instalments – with our pre-paid funeral plans, you have the option to make a single payment, pay by monthly instalments or a combination of both. Eligibility criteria applies and there’s an additional cost for paying over two or more years. We can provide you with a personalised quote.
- Local expertise and knowledge – when it comes to planning your service, having the help of an experienced funeral director with knowledge of the local area can be invaluable. At the time of the funeral itself, your family will have access to quality care and support and be sure to receive a sympathetic and compassionate service.
Terms and conditions apply to funeral plans.
*Source: OnePoll research of 1,500 UK residents aged 50 and above, on behalf of Ecclesiastical Planning Services, November 2024.